About Us | Grassroots Economics
Est. 2010 · Kilifi, Kenya

Building Economies
From the Ground Up

Our Mission

Economic tools that belong to the people who use them

We support communities to take charge of their livelihoods through Economic Commons — instruments like Community Asset Vouchers and Commitment Pooling that act as a medium of exchange independent of scarce national currency. Our programs serve businesses and people in informal settlements and rural areas, with tools broadly applied worldwide.

Everything we build is open. All software is AGPL 3.0 and all content is CC Share-Alike With Attribution. Copy, modify, and share freely.

Vision

A world where every community has the tools to build a regenerative, self-sustaining economy that works for people and the planet.

Mission

To develop and deploy open-source economic tools that enable communities to formalize, pool, and exchange their commitments — without dependency on external capital.

Values

Transparency · Community Sovereignty · Ecological Stewardship · Open Knowledge · Non-extraction

Our History

14 Years of Community Finance

From a single currency in Mombasa to a global protocol for community economies.

2010

Eco-Pesa

Launched a backed community currency in three informal settlements near Kongowea, Mombasa. 75 businesses participated, achieving community service and environmental goals.

2012

Bangla-Pesa

First program not fully dependent on donor funds, launched in Bangladesh settlement, Mombasa. 218 businesses joined with 87,200 KSH-equivalent vouchers in circulation.

2013

Bangla-Pesa Arrests

In May 2013, six people — including founder Will Ruddick — were arrested for launching Bangla-Pesa in Bangladesh settlement, Mombasa, charged with currency forgery. The case drew international attention from BBC, Al Jazeera, and HuffPost. Charges were dropped, and the attention amplified the community currency movement worldwide.

2014

Gatina-Pesa

First replication of the Bangla-Pesa model in Kawangware, Nairobi — officially launched by the area Member of Parliament with 258 businesses.

2016

Sarafu-Credit Network

Five community currency networks unified under Sarafu-Credit, enabling cross-network exchange and digital platform testing.

2018

Sarafu-Network Launch

Grassroots Economics pivots to supporting Community Asset Vouchers — customizable tokenized commitments — on a digital platform.

2020

Red Cross Partnership

Red Cross pilots Community Inclusion Currencies in Mukuru Kayaba and Kisauni Mombasa. Registered users grow to 50,000+, supporting communities through COVID-19.

2022

Commitment Pooling

Launched cyber-social protocols based on indigenous rotational labor practices. Sarafu.network becomes a polycentric ecosystem using Celo Blockchain.

2023

Mnyumbuni Eco-Hub

Community learning center launched in Takaungu, Kilifi — a living demonstration of regenerative development, syntropic agroforestry, and ecosystem restoration.

2026

Cosmo-Local Credit DAO

Launched a decentralized autonomous organization providing open protocol infrastructure for community-led credit systems and decentralized finance.

Our Team

The People Behind the Work

A multidisciplinary team of economists, developers, ecologists, and community organizers.

Will Ruddick

Will Ruddick

Founder

Kilifi, Kenya
Mohammed Sohail

Mohammed Sohail

Lead Software Engineer

Nairobi, Kenya
William (Lum) Luke

William (Lum) Luke

Senior Software Engineer

Kilifi, Kenya
Njambi Njoroge

Njambi Njoroge

Programs Director

Kilifi, Kenya
Aude Péronne

Aude Péronne

Ecosystem Stewardship Director

Kilifi, Kenya
Amina Godana

Amina Godana

Community Development Officer

Kilifi, Kenya
Joyce Kamau

Joyce Kamau

Community Development Officer

Kilifi, Kenya
Our Partners

A Global Ecosystem of Support

Implementation Partners

Organizations that deploy our programs in their communities.

Red Cross KenyaUNDP KenyaWorld Food ProgrammeMercy Corps+ more

Funding Partners

Foundations and investors who make our work possible.

Celo FoundationGitcoinOmidyar NetworkShuttleworth Foundation+ more

Research Partners

Academic institutions studying community economies.

MIT Media LabUCLUniversity of NairobiStockholm School of Economics+ more

Technology Partners

Tech organizations powering our infrastructure.

Celo BlockchainGreen World Campaign+ more